Alabama Health Insurance
Having Health Insurance coverage for yourself and your family equals obtaining a better and greater access to health care services, and knowing that if needed, you will be able to use it. Health Insurance coverage is also important if you are an employer or an employee. Tax advantages, a sense of well-being and a more productive work environment benefit both.
In Alabama, almost 9 out of 10 residents have some sort of Health Insurance plan, which is a very good percentage when compared to the rest of the country. Public funding is also high, as well as the percentage of employers that offer Health Insurance coverage to employees (almost 6 out of every 10 employers offer Health Benefits to employees).
Overall, Health Care is highly accessible. Additionally, Federally Qualified Health Centers are available, but serve a relatively low number of people under the 200% Federal Poverty Level.
Health Ranking: #40
State Health Department Web Site: http://www.adph.org/
Alabama was the 45th state in 2007, and has climbed five spots this year, to hold onto as the 40th healthiest state in America. Alabama’s health status is slightly better than the previous years thanks to more Health funding, and the easy access and availability of Health Insurance plans, with almost 87% of its residents covered by Health Insurance plan. Alabama is more likely to continue improving Health-wise, as long as there aren’t any drastic changes.
Alabama’s Health Insurance coverage seems to be strong and accessible for its residents, as well as the availability of Health Care, if needed. This is one state that works hard to continue to provide ready and accessible Health Care for its population.
One of the main challenges that still needs to be worked on, though, is preventive Health. Alabama has a great Health Care that it’s ready to be used if needed, but needs to work with its residents on achieving a Healthy Lifestyle that prevents Health to deteriorate with time.
What can Alabama expect for the upcoming years? There is no doubt that Alabama works hard to keep its Health Care System available to as many residents as possible, and it’s very likely this is a trend that will continue in future times.
- Alabama has managed to increase the percentage of residents with Health Insurance coverage within the past two years, even when the trend goes in the opposite way. In this state, the rate of uninsured residents has lowered 13.6% in the past 15 years. It went down 1.3% in 2007 alone.
- Alabama takes pride in having one of the countrie’s highest public Health funding per capita ($94 per person). This is a state that works very hard in reinstating its Health status, and studies show that residents feel healthiness may improve over time.
- Alabama has some of the best access to Health, since its geographical disparity is the lowest in the nation.
- Other highlights: almost 82% of infants (ages 19 to 35 month) in Alabama are given complete immunizations. This percentage is very high, and takes into consideration that although there is a moderate percentage of children living in poverty conditions, this state tries to make sure they have the basic Health needs covered.
- Premature death is one of Alabama’s biggest Health challenges. With 10,261 years lost per 100,000 residents in Alabama, this state’s rate of premature deaths is one of the highest in the Country.
- A linked and probable cause to the major health obstacle is also a Health issue that needs to be monitored carefully: Alabama has the second highest obesity rate, with 3 out of every 10 Alabamians being obese.
- Cardiovascular and cancer-related deaths are also some of the highest in the nation.
- The level of air pollution (15.4 micrograms of fine particulate per cubic meter) is high as compared to the country’s average.
Alabama Health Insurance Quotes
In order to save on health insurance in Alabama and find the best match for your personal coverage needs, you need to have as much information as you possibly can find, so you can do a valid comparison and assessment in order to find the best health insurance plan for you. The best way to achieve this is by being able to review quotes from a broad range of Alabama health insurance companies and see how their plan rates and benefits stack up. This is why we encourage you to maximize the resources found on this site, which enable you to choose from a broad range of insurance companies and health insurance plans available in Alabama.
Alabama Health Insurance News
As a resident of Alabama, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for Alabama:
Alabama Office of Insurance Regulation and Department of Health
If you have any additional questions or need special assistance, feel free to visit or contact Alabama’s Health System and the Alabama Health Insurance Department directly:
Alabama Department of Insurance
U.S. Mail address:
P O Box 303351
Montgomery, AL 36130-3351
201 Monroe Street
Montgomery, AL 36104
Alabama Department of Public Health
The RSA Tower
201 Monroe Street
Montgomery, AL 36104
Toll free: 1-800-ALA-1818