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Alaska Health Insurance

In Alaska, The Alaska Division of Insurance is the entity responsible for regulating all insurance policies sold within the state. Not only they offer comprehensive help and regulate the insurance companies, but also they offer a list of licensed companies and insurance agents for Alaska. It’s important that you check that the companies and/or agents offering you Health Insurance plans are licensed and approved by this entity.

The percentage of Alaska residents that have some sort of Health Insurance coverage is moderate (with about 83% of residents having coverage). Nevertheless, it seems as if the percentage of employers offer Health benefits to employees has been decreasing in the past year. About 4 of every 10 employers still offer Health Insurance, but this number is likely to go down in the near future.

Health Insurance coverage or not, Health Care access is quite accessible within the state, with 85% of Alaskans being able to obtain medical assistance if needed. Federally Qualified Health Centers are also accessible and useful in Alaska, and they serve to almost half of all the population under the 200% FLP level.

If Health Coverage has been denied for you in the past in Alaska, you should check out ACHIA as well. ACHIA (Alaska Comprehensive Health Insurance Association) intents to provide Health Insurance to residents who have been denied coverage, as long as they meet their eligibility requirements.

Health Information:

Health Ranking:  #30
State Health Department Web Site: http://www.hss.state.ak.us/

Alaska is one of the leading states in the Country who give great consideration to public Health funding. This state has been doing lots of things right in the past couple of years, which have caused many risky health factors to decrease. The percentage of Smokers within the state has lowered (and seems likely to continue this tendency), and other risky health factors seem to be decreasing as well, such as the rate of preventable hospitalizations and poverty within the state, among others.

Having a good and strong public health funding (that in 2008 was estimated to be about $175 per capita) allows this state to have accessible Health Care for most of its residents. Nevertheless, this doesn’t mean that Health Insurance is cheap, or easy to obtain.

When compared to the rest of the United States, Alaska is rated the 30th Healthiest Sate (as ranked by America’s Health Rankings) in 2007) out of 50 in the Healthiest States List. It’s likely to see Alaska get a better ranking in 2009, since this is a State that has been working hard to improve its health status.

Health Highlights

  • The rate of Cardiovascular-related deaths in this state is one of the lowest within the nation, with only 254 deaths for every 100,000 Alaskans. This is a good indicator that Alaska has a strong preventive Health practice and a healthy lifestyle overall.
  • Alaska has also the great honor of having some of America’s freshest air. It’s ranked #2 when it comes to low air pollution levels. This means a smaller incidence of respiratory diseases, which is great.
  • The state has a very small percentage (which is still decreasing) of poverty among minors. Access to Health Care for them has also been improved, so children living in poverty have a basic Health coverage as well.
  • One of the State’s greatest Health achievements in the past twenty years is the way in which they managed to reduced the incidence of infectious disease. In 1990, Alaska had an average of 92 cases for every 100,000 Alaskans. This number has been reduced to only 14 cases per 100,000 Alaskans in the past year.

Health Weaknesses

  • Prenatal care for women in Alaska needs to be improved. Only about 6 of every 10 women pregnant in this state receive adequate Prenatal care. Alongside prenatal care, infant care needs to be improve as well, since only 3 out of 4 infants and toddlers within the state receive complete immunizations.
  • Despite having a strong public health funding, Alaska is one of the States with the most expensive Health Insurance primes in the country, which is the main cause that leads 17 percent of the residents in this state to be uninsured.
  • Chronic health issues such as obesity and prevalence of smokers within the state are high, although there has been recent efforts to try and lower them down.
  • According to America’s Health Ranking, in 2008 Alaska ranked lower for health determinants than for health outcomes. This might mean that in Alaska, overall healthiness is likely declining over time.

Alaska Health Insurance Quotes

In order to save on health insurance in Alaska and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of Alaska health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in Alaska.

Alaska Health Insurance News

As a resident of Alaska, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for Alaska:

Alaska Office of Insurance Regulation and Department of Health

If you have any additional questions or need special assistance, feel free to visit or contact Alaska’s Health and Human Services and the Alabama Division of Insurance directly:

Alaska Division of Insurance
9th Floor State Office Building
333 Willoughby Avenue 99801
PO Box 110805
Juneau, AK 99811-0805
Phone: (907) 465-2515
http://www.dced.state.ak.us/insurance/

Alaska Health and Human Services
350 Main Street, Room 404
PO Box 110601
Juneau, AK 99811-0601
Phone: (907) 465-3030
http://www.hss.state.ak.us/

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