Arizona Health Insurance
Almost 20% of Arizona residents lack Health Insurance coverage, a worrying percentage when compared to the Country’s average. Some of the factors contributing to the high percentage of residents without Health Insurance coverage could be the state’s low number of physicians available per 100,000 residents, the state’s geographical disparity and poor government Health funding.
Despite this worrying fact, Health Care is accessible if needed within the state, as 87% of the population in Arizona could get Health care if needed. Federally Qualified Health Centers are available as well, although are not used as much as they could, with only about 15 people per 100 residents under 200% FPL use them.
One of the most accessible ways to obtain Health Insurance coverage within the state is through your employer. It’s encouraged for small businesses (with more than four employees) to offer some sort of Health Benefits plan. About 55% of Employers in Arizona offer Health benefits to employees, and 80 percent of its employees take them.
When searching for Health Insurance, you need to carefully review the terms offered, as well as having a good understanding of the benefits, exclusions and limitations for any of the Health policies you’re interested in. The Arizona Department of Insurance is responsible within the state to watch over and regulate all licensed companies and insurance agents for Arizona. It’s recommended that you check in their site to ensure that any agents or companies you’re considering have active and valid licenses for the type of Health Insurance they are selling.
Health Ranking: #33
State Health Department Web Site: http://www.azdhs.gov/
One of Arizona’s biggest issues when it comes to health care is that government funding is quite scarce (only about $50 per resident). Nevertheless, more public funding will be destined in 2009 due to changes and policies being instated within the state. Despite the relatively low funding, Arizona is a state where people tend to feel healthier with time, which shows that the state works hard not only on trying to deliver and have ready-care for its citizens, but also enforce preventive health care.
When compared with the rest of the country, Arizona is ranked 33rd out of 50. Although slightly under the country’s average measures, Arizona is a state that has been improving its health status over the past years. This is the second year in a row that the United Health Foundation has ranked Arizona in the 33rd spot. If Arizona manages to work out issues like its low funding, and high percentage of residents uninsured, the state’s position within the Country ranking could improve greatly.
- The percentage of Arizona kids graduating from High School in four years High School graduation has improved almost 20% within the past year alone, which shows the great efforts the Arizona Department of education is doing alongside the Arizona Department of Health Services.
- This state has also one of the lowest rates unnecessary hospitalizations, with only about 615 hospitalizations for every 10,000 Medicare Enrollees. A low number of unnecessary hospitalizations means that the Health resources within the state are being used properly and accordingly.
- Preventive health care is one of the state’s biggest assets. Arizona works hard to maintain its residents’ health, and a good example of this is the low incidence of Cardiovascular and Cancer-Related deaths within the state (Arizona is one of the top ten states in the country for on low incidences for both).
- Incidence of infectious disease has been consistently decreasing over the past few years, and it’s now at about 17 cases per 100,000 residents.
- As mentioned earlier, one of this state’s biggest challenges when it comes to health is the high incidence of residents with no Health Insurance coverge. At 19.6% of residents lacking health insurance, Arizona is the 5th worst state in this measure.
- Only 68% of women receive proper prenatal care in Arizona, a very low percentage when compared to the rest of the country. Poverty might be the cause of this low percentage, with 20% of families with children in Arizona living in poverty conditions.
- With only about 91 physicians for every 100,000 Arizonans, the percentage of primary care physicians is very low (the fifth lowest in the nation).
Arizona Health Insurance Quotes
In order to save on health insurance in Arizona and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of Arizona health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in Arizona.
Arizona health insurance news
As a resident of Arizona, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for Arizona:
Arizona Office of Insurance Regulation and Department of Health
If you have any additional questions or need special assistance, feel free to visit or contact Arizona’s Department of Insurance and Department of Health Services directly:
Arizona Department of Insurance
2910 N. 44th St. Suite 210
Phoenix, AZ 85018-7269
Phone: (800) 325-2548
Arizona Department of Health Services
150 North 18th Avenue
Phoenix, AZ 85007
Phone: (602) 542-1000