Florida Health Insurance
Florida is one of the states with the highest incidence of residents that lack Health Insurance coverage. In 2008 it was estimated that 2 out of 10 residents in Florida did not have any sort of Health Insurance plan, and the bad news is that this percentage is probably going to increase in 2009. Accessibility is definitely one of Florida’s biggest challenges when it comes to Health Care and Health Insurance.
State officials need to reinforce and implement new plans and policies to increase the number of people with Health Insurance coverage in Florida. Only half of the employers in this state offer some sort of Health Benefits plan (a number that has also been decreasing in recent times), and about 8 in 10 employees take advantage of these plans offered. Geographical disparity in the state is also high, which doesn’t help with the accessibility issues.
Although the percentage of Florida residents with Health Insurance coverage is lower than other states in the country, Health Care is accessible when needed, with 85% of Floridians getting Health Care when needed. It’s a big issue for people lacking Health Insurance Coverage; as for them it means paying the Health expenses out of their own pocket when they need them. Federally Qualified Health Centers are available, but are not very accessible, with only 12 percent of the population living under the 200% FPL having access and taking advantage of them.
If you are seeking for a Health Insurance plan for you and your loved ones, be sure to check with the Florida Office of Insurance, the entity responsible for health insurance policies, that any companies or agents you’re interested of purchasing with have the mandatory licenses. It’s important to take into consideration that health insurance in this state is not Federally regulated, so it’s vital to know and understand all individual state requirements.
Health Ranking: #45
State Health Department Web Site: http://www.doh.state.fl.us/
Florida is not very well known when it comes to health. It’s a well-known fact that this is one of the state’s biggest challenges (and has been for a long time now). In 2008 Florida was ranked as the 45th healthiest state in the country, which basically means that there are only five states in worse shape than Florida. There are critical issues that need to be worked on (such as the high incidence of residents lacking health insurance coverage) before this state can be considered a healthy one.
One of the key issues that the Florida Department of Health needs to enforce is Accessibility. The Health system needs to reach more residents, and although it’s relatively efficient, the population of this state needs to achieve a healthier lifestyle, since many of Florida’s health weaknesses can be prevented with healthier living habits.
It’s clear that Florida is not a healthy state, but it has a big potential to overcome its difficulties. A more aggressive approach needs to be taken so Health can be restored within the state.
- One of the biggest achievements when it comes to health in recent times for this state is the fact that they have managed to reduce the incidence of smokers within the state.
- Despite being still extremely high, Florida has been managing to reduce its violent crime rate in the past years. They need to work very hard on this issue so they can control it.
- Some of the state’s biggest health issues are the high percentage of infectious disease cases, with almost 4 cases per 10,000 residents, one of the worst percentages in the nation.
- The key issue that has people worried in Florida, is the high incidence of residents lacking health insurance coverage. The bad news? This percentage seems likely to improve within the next year.
- More Government Health funding is needed (Florida received $64 per capita in 2008, slightly less than it received previous year), as well as more primary care physicians and options to make Health Insurance more accessible.
- Despite lowering slightly, Florida is one of the most violent states of the country (with 72 offenses for every 10,000 residents).
- With almost 21% disparity within the state, Florida has the second worst geographic disparity in the US.
Florida Health Insurance Quotes
In order to save on health insurance in Florida and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of Florida health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in Florida, as well as we provide you with the tools to find life insurance quotes online.
Florida health insurance news
As a resident of Florida, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for Florida:
Florida Office of Insurance Regulation and Department of Health
If you have any additional questions or need special assistance, feel free to visit or contact Florida’s Office of Insurance Regulation and Department of Health directly:
Florida Office of Insurance Regulation
200 East Gaines Street
Tallahassee, Florida 32399-0305
Phone: (850) 413-3140
Florida Department of Health
2585 Merchants Row Boulevard
Tallahassee, FL 32399
Phone: (850) 245-4444