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  • Indiana Health Insurance

    Indiana has pretty average percentages when it comes to Health Insurance coverage. Within the state, 86.3% of residents are cover by Health Insurance. This means that there are about 14% of residents in Indiana that lack Health Insurance coverage, and that in case of an eventuality these people will have no help with medical expenses. The State of Indiana has been consistently working to provide options to these individuals.

    One of the options available is to get Health Insurance through your employer. In Indiana, 56% of employers offer their workers some sort of Health Benefits plan, with almost 8 out of every 10 workers taking advantage and using the Health Insurance provided by the Employer. There are other alternatives the state of Indiana can work on to help reduce the percentage of residents lacking Health Insurance Coverage, but with poor government funding, there are not many things to do.

    Despite the low Health Funding per capita, the access to Medical Care when needed is relatively good, as almost 87% of Indianans have access to Medical Care when needed. Federally Qualified Health Centers help a bit, as well. They serve about one tenth of the Indiana residents under the 200% FPL. It's vital to fund better Indiana's Health Care system so it's not only accessible, but also adequate for its citizens.

    If you are looking for Health Insurance Plans in Indiana, we strongly recommend you to visit the Indiana Department of Insurance site. The IDOI protects Indiana's insurance consumers by monitoring and regulating the financial strengths and market conduct activities of insurance companies and agents. Check every potential company and agent you are interested in, to see if they have valid licenses for the state of Indiana.

    Health Information:

    Health Ranking:  #34
    State Health Department Web Site: http://www.state.in.us/isdh/

    For the past four years, Indiana had been maintaining a relatively static position when it comes to America’s Health Rankings. Nevertheless, this past year Indiana has dropped slightly and is now ranked as the 34th healthiest state in the US. Indiana needs to revise its health practices since this position is the lowest ranking that the United Health Foundation has given the state in the last twenty years. Some changes will need to be done to regain some of the lost healthiness across the state.

    One of the things that could greatly improve the health status of this state is more public Health funding. At barely $33 per capita spent within the state in public health, Indiana has the worst Public Health Funding in the entire country.  Another thing that could help improve their situation is to focus more on preventive health practices, and achieving a healthier lifestyle across the state. If they can manage to do this, a lot of the preventive health measures, that are some of the highest and most concerning within the state, could be lowered.

    Health Highlights

    • One of the highligts helping health care to be accessible across the state is the low geographical disparity. It’s above the national average, and this is an asset that needs to be taken advantage of to improve the healthiness of Indiana.
    • The percentage of infectious disease cases is one of the health issues that the state has managed to control. At 9.0 cases per 100,000 population in 2008, it’s the 14th lowest in the country.
    • Despite being still above the national average, the incidence of obesity and binge drinking has decreased within the past year. This is a strong indicator of the state’s efforts to try and implement healthier lifestyles and preventive health measures. It show that progress is being made.

    Health Weaknesses

    • Not only Indiana has the lowest public funding per capita in the nation, but they also have an alarmingly high percentage of children living in poverty conditions. This last indicator has increased dramatically over the past year, and it needs to be controlled as as soon as possible.
    • Although lowering slightly in 2008, Indiana still remains as one of the worst states in the US when it comes to Immunization Coverage for Infants and toddlers. Only three-quarters of Children in Indiana receive complete immunizations.
    • Indiana needs to work on the effectiveness of its health care. The percentage of unnecesary or preventable hospitalizations and the rate of primary case physicians are below the country’s average.
    • Indiana has one of the biggest percent prevalence of smokers in the country, with 24.1%. It’s the fifth state with the biggest incidence of smokers in the nation.
    • Violent crime rate and the air pollution have increased within the past year. rate. These problems need to be looked upon, because they are affecting the quality of life of the people of Indiana (the Premature Death rate has gone up to 7,972 years lost per 100,000 population).

    Indiana Health Insurance Quotes

    In order to save on health insurance in Indiana and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of Indiana health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in Indiana.

    Indiana health insurance news

    As a resident of Indiana, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for Indiana:

    Indiana Office of Insurance Regulation and Department of Health

    If you have any additional questions or need special assistance, feel free to visit or contact Indiana’s Department of Insurance and State Department of Health directly:

    Indiana Department of Insurance
    311 West Washington Street, Suite 300
    Indianapolis, IN 46204
    Phone: (800) 622-4461
    http://www.in.gov/idoi/

    Indiana State Department of Health
    2 N Meridian St
    Indianapolis, IN 46204
    Phone: (317) 233-1325
    http://www.state.in.us/isdh/