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Michigan Health Insurance

Michigan has great statistics when it comes to Health Insurance coverage. Despite having very lo public Health funding within the state, almost 90 percent of all residents have some sort of Health Insurance Coverage, a percentage that is one of the highest in America. It’s a known fact that the state of Michigan has worked hard towards offering an accessible health plan to its citizens. Nevertheless, something needs to be done about the 11% of its residents that currently lack Health Insurance. Currently, about 6 out of 10 employers in the state offer Health Insurance Coverage to their workers, and 80% of those workers take advantage of this benefit.

As mentioned above, although having a great percentage of Health Insurance coverage, Public Health Funding is very low in this state, but the good news is that Health Care is very accessible within the state. The percentage of primary care physicians is 113 per 100,000 residents, and the percentage of Michigan residents that could get Health Care if needed is almost 88 percent. Federally Qualified Health Centers are also available, and serve about 15% of all residents in Michigan under the 200% Federal Poverty Line.

If you are a Michigan resident looking for Health Insurance Coverage for you and your loved ones, we strongly recommend you to visit the Office of Financial and Insurance Regulation. This Office is the one that regulates the insurance industry and can help you confirm that any agent or insurance company that you’re interested of doing business with is licensed to do business in Michigan.

Health Information:

Health Ranking:  #27
State Health Department Web Site: http://www.michigan.gov/mdch/

In 2008, the United Health Foundation ranked Michigan as the 27th healthiest state in the country. This is an improvement from 2007’s ranking position, and it’s a great indicator for this state. The state of Michigan has worked hard towards the goal of offering its resident a healthier environment, and a healthier life, and this can be seen with the decrease in the percentage of smokers within the state, and the fact that the rate of poverty among children has lowered over the past few years. The quality and effectiveness of Health Care has improved, as well as the user of preventive health measures among the citizens of Michigan. The rate of both cancer-related and cardiovascular-related deaths has lowered slightly, which is great news for this state.

Michigan needs keep working collectively to ensure that key factors that affect the healthiness of its residents lower, like the violent crime rate and the prevalence of binge drinking. Public health funding might be an issue to look for in the future, if it continues to get reduced. Overall, Michigan is working hard towards being a healthy state and if it continues to work as it has been, it can be a healthier place to live.

 

Health Highlights

  • Michigan has one of the strongest percentages of residents with Health Insurance coverage, as 89% of its residents are Insured.
  • At only 8.8%, geographical disparity is very low in Michigan, with helps with Health Care accessibility.
  • The rate of children living in poverty conditions has lowered consistently for the past years.
  • Preventive Health measures are taken very seriously in Michigan. This year, the state saw an increase in the percentage of complete immunizations among toddlers and the rate of primary care physicians per 100,000 residents.

Health Weaknesses

  • Michigan is one of the most violent states in America, with a rate crime of 526 offenses for every 100,000 residents. It has lowered slightly over the past year, but it needs to be worked on more.
  • Michigan’s public Health funding is one of the lowest in the nation, and was reduced in 2008. Having a low amount of public Health funding per capita could endanger the quality and accessibility of health care in the future.
  • The incidence of smoking and obese residents is high in Michigan. One out of five residents is a smoker, and one out of four is obese.
  • The prevalence of binge drinking in this state has increased within the past year, an alarming fact. Michigan is now one of the worst states of the country when it comes to Binge Drinking.
  • The percentage of adequate prenatal care has also lowered.
  • The incidence of Cardiovascular-related and cancer-related deaths has been lowered within the past year, but nevertheless, Michigan still has some of the worst percentages in the US.

Michigan Health Insurance Quotes

In order to save on health insurance in Michigan and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of Michigan health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in Michigan.

Michigan Health Insurance News

As a resident of Michigan, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for Michigan:

Michigan Insurance and Department of Health Information

If you have any additional questions or need special assistance, feel free to visit or contact Michigan’s Office of Financial and Insurance Regulation and Department of Community Health directly:

Michigan Office of Financial and Insurance Regulation
Ottawa Building, 3rd Floor
611 W. Ottawa
Lansing, MI 48933-1070
Phone: (517) 373-0220
http://www.michigan.gov/dleg/0,1607,7-154-10555---,00.html

Michigan Department of Community Health
Capitol View Building
201 Townsend Street
Lansing, MI 48913
Phone: (517) 373-3740
http://www.michigan.gov/mdch/

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