New Jersey Health Insurance
In 2008, about 84% of residents in New Jersey had Health Insurance coverage. The percentage of residents lacking health insurance has increased within the past year, and now over fifteen percent of residents are uninsured. This increase in the percentage of residents lacking coverage is alarming, and it means that the availability of Health Insurance is not as it used to be. The Department of Banking and Insurance, as well as the Department of Health and Senior Services in New Jersey need join forces so the percentage of insurance coverage can increase within the state once again, as the situation is in dire need of improvement.
One good indicator that shows that efforts are being done to revert the negative tendencies is that the percentage of employers offering health benefits to their workers has increased in the past five years. Currently, almost 70 percent of all employers offer Health Insurance to their employees, and about 8 of 10 workers take advantage of the health benefits offered by their work.
New Jersey’s Public Health funding is average, as compared to the rest of the nation, and it allows them to have a great rate of primary care availability for its residents. This state has one of the highest rates of primary care physicians, with 146.2 doctors available for every 100,000 residents. Overall, the success of New Jersey's Health System is due to its adequacy, effectiveness, and availability to its residents. 88 percent of residents within the state are able to obtain medical attention when needed, which is a great indicator that the Health System works for them. Federally Qualified Health Centers are also available, and they serve about 15% of population under the 200% FPL.
If you are a New Jersey resident looking for a Health Insurance plan that best suit your needs, we highly encourage you to visit the site of New Jersey’s Department of Banking and Insurance. They regulate the insurance industry in NJ, and can help you check that any companies or agents you’re interested purchasing with are licensed to do sell Health Insurance within the state.
Health Ranking: #18
State Health Department Web Site: http://www.state.nj.us/health/
The United Health Foundation has ranked New Jersey this year as the 18th healthiest state in the Country. This position, which means that New Jersey’s health indicators are overall above the national average, is real good news for its residents. New Jersey has managed to maintain a very stable position among the top twenty healthiest in the US for the past twenty years (except for 2007, when Jersey fell to the 21st spot in America’s Health Rankings), and some of the keys to the Health System success in New Jersey are an increase in public health funding and a decrease in the state’s poverty levels.
New Jersey still has some key challenges that need to be worked on, but in terms of overall health, the outcome seems to be good for this state. The biggest challenge right now for this state is to regain accessibility of Health Insurance, as the percentage of residents uninsured keeps increasing within the state.
- More people has access to Health Care this year. The percentage of children in poverty has lowered in NJ, and currently only about 10.7% of children live in poverty conditions. Public health funding was increased as well, and is another measure that has helped the state.
- The infant mortality rate, at only 5 deaths for every 1,000 live births, is the second lowest in the nation.
- Most of NJ kids complete High School. Over 85 percent of incoming 9th graders in the state finish High School within four years.
- New Jersey’s workers are one of the safest in the country, as the rate of occupational deaths is barely 3.6 deaths per 100,000 workers.
- Cardiovascular-related deaths and Cancer-related deaths have lowered slightly within the past year, and now are at average levels.
- Some of the weaknesses of New Jersey when it comes to health include a high incidence of infectious disease. The state has 22 cases for every 100,000 residents, one of the highest rates in the country.
- Medical care is available, but not always efficient. The rate of unnecessary hospitalizations is at 83.9 discharges per 1,000 Medicare enrollees, above the national averge.
- Overall, residents of New Jersey haven’t felt as good as they did in the previous year. The rates of Poor Mental Health and Physical Days have both increased in 2008, and are above the national average as well.
New Jersey Health Insurance Quotes
In order to save on health insurance in New Jersey and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of New Jersey health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in New Jersey.
New Jersey Health Insurance News
As a resident of New Jersey, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for New Jersey:
New Jersey Insurance and Department of Health Information
If you have any additional questions or need special assistance, feel free to visit or contact New Jersey’s Department of Banking and Insurance and Department of Health and Senior Services directly:
New Jersey Department of Banking and Insurance – Insurance Division
20 West State Street
PO Box 325
Trenton, NJ 08625
New Jersey Department of Health and Senior Services
P. O. Box 360
Trenton, NJ 08625-0360
Phone: (609) 292-7837
Toll-free in NJ: 1-800-367-6543