In Alaska, The Alaska Division of Insurance is the entity responsible for regulating all insurance policies sold within the state. Not only they offer comprehensive help and regulate the insurance companies, but also they offer a list of licensed companies and insurance agents for Alaska. It’s important that you check that the companies and/or agents offering you Health Insurance plans are licensed and approved by this entity.
The percentage of Alaska residents that have some sort of Health Insurance coverage is moderate (with about 83% of residents having coverage). Nevertheless, it seems as if the percentage of employers offer Health benefits to employees has been decreasing in the past year. About 4 of every 10 employers still offer Health Insurance, but this number is likely to go down in the near future.
Health Insurance coverage or not, Health Care access is quite accessible within the state, with 85% of Alaskans being able to obtain medical assistance if needed. Federally Qualified Health Centers are also accessible and useful in Alaska, and they serve to almost half of all the population under the 200% FLP level.
If Health Coverage has been denied for you in the past in Alaska, you should check out ACHIA as well. ACHIA (Alaska Comprehensive Health Insurance Association) intents to provide Health Insurance to residents who have been denied coverage, as long as they meet their eligibility requirements.
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Alaska is one of the leading states in the Country who give great consideration to public Health funding. This state has been doing lots of things right in the past couple of years, which have caused many risky health factors to decrease. The percentage of Smokers within the state has lowered (and seems likely to continue this tendency), and other risky health factors seem to be decreasing as well, such as the rate of preventable hospitalizations and poverty within the state, among others.
Having a good and strong public health funding (that in 2008 was estimated to be about $175 per capita) allows this state to have accessible Health Care for most of its residents. Nevertheless, this doesn’t mean that Health Insurance is cheap, or easy to obtain.
When compared to the rest of the United States, Alaska is rated the 26th Healthiest Sate (as ranked by America’s Health Rankings in 2014) out of 50 in the Healthiest States List.
Health Insurance Quotes
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In order to save on health insurance in Alaska and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of Alaska health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in Alaska.
Insurance and Department of Health Information
Alaska Division of Insurance
9th Floor State Office Building
333 Willoughby Avenue 99801
PO Box 110805
Juneau, AK 99811-0805
Phone: (907) 465-2515
Alaska Health and Human Services
350 Main Street, Room 404
PO Box 110601
Juneau, AK 99811-0601
Phone: (907) 465-3030