Kansas has a strong percentage of residents with Health Insurance Coverage, with over 87% of all Kansas residents being covered by a Health Insurance Plan. Nevertheless, over 12 percent of the residents of Kansas (a percentage that keeps rising, especially during these hard economic times) still lack Health Insurance Coverage, and these are the residents that, in case of an emergency, will face financial distress, as all medical expenses will have to be paid by them. It’s not hard to see that this state’s accessibility might be in stake if the current plans and policies begin to become unreachable.
The percentage of employers in Kansas that offer some sort of Health Benefits plan to its workers is also starting to decrease. This past year, one out of two employers offered its workers Health Insurance Coverage, a benefit that 74.2% of workers took advantage of. What can be done in order to stop the negative tendency that is happening in Kansas? Kansas’ Insurance Commissioner needs to revise plans and health policies to ensure a better accessibility to most residents.
Although there is only one physician for every 1,000 residents in Kansas (a rate that is below the national average), this state still has a good access to health. Nine out of ten residents within the state could get medical assistance if needed. Federally Qualified Health Centers are helping out too, but they could be used more, as they only serve to about 8% of population under de 200% FPL in Kansas.
If Health Insurance Coverage has been denied for you in the past, we strongly recommend you to check out KHIA. The Kansas Health Insurance Association provides health insurance to Kansas’ residents who have been denied coverage and are unable to obtain individual health insurance.