New Jersey Health Insurance

New Jersey’s health insurance marketplace has expanded and transformed under the Affordable Care Act. The health insurance landscape in New Jersey now includes job-based healthcare benefits, public health insurance programs for people of all ages and family sizes, subsidized coverage through the state’s Obamacare exchange, and ACA-compliant health plans sold in the private marketplace. offers health insurance quotes for individuals and families. Available coverage includes ACA-compliant major medical insurance plans, short term health insurance, supplemental health insurance, dental insurance and Medicare supplement plans.

New Jersey and the Affordable Care Act

New Jersey is among the states with a federally facilitated health insurance exchange. People living in New Jersey who want to shop for Obamacare plans that qualify for premium tax credits and cost-sharing subsidies must buy coverage from the federal health insurance marketplace.

New Jerseyans who do not qualify for income-based financial assistance through the Health Insurance Exchange may want to shop for ACA-compliant coverage in the private marketplace. may offer plan and network selections that differ from the Health Insurance Marketplace, which can give individuals and families a broader range of health benefits to choose form.

New Jersey employers with 50 or fewer full-time employees can offer healthcare benefits through the Small Business Health Options Program (SHOP).

Medicaid expansion in New Jersey

New Jersey has expanded its Medicaid program to single, low-income adults ages 19 to 64. Those who earn up to 138 percent of the federal poverty level may be eligible for Medicaid, which is called NJ FamilyCare.

New Jersey CHIP

New Jersey’s Children’s Health Insurance Program is called NJ FamilyCare. Information about NJ FamilyCare is available at

Health Information

The United Health Foundation has ranked New Jersey this year as the 11th healthiest state in the Country. This position, which means that New Jersey’s health indicators are overall above the national average, is real good news for its residents. New Jersey has managed to maintain a very stable position among the top twenty healthiest in the US for the past twenty years, and some of the keys to the health system success in New Jersey are an increase in public health funding and a decrease in the state’s poverty levels.

New Jersey still has some key challenges that need to be worked on, but in terms of overall health, the outcome seems to be good for this state. The biggest challenge right now for this state is to regain accessibility of Health Insurance, as the percentage of residents uninsured keeps increasing within the state.

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Insurance and Department of Health Information

New Jersey Department of Banking and Insurance – Insurance Division
20 West State Street
PO Box 325
Trenton, NJ 08625
Phone: 1-800-446-7467

New Jersey Department of Health and Senior Services
P. O. Box 360
Trenton, NJ 08625-0360
Phone: (609) 292-7837
Toll-free in NJ: 1-800-367-6543