New Mexico Health Insurance


The New Mexico health insurance landscape includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP. offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.

New Mexico and the Affordable Care Act

When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, New Mexico elected to partner with the federal marketplace, also known as the federal exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.

Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at For those who qualify for financial assistance, will connect them to the right exchange to complete their enrollment.

The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.

Medicaid expansion in New Mexico

New Mexico is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.

New Mexico CHIP

New Mexico Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.

Get free quotes on New Mexico health insurance plans from leading companies, and apply for health care coverage directly online.

Health Information

In 2014 the United Health Foundation has ranked this state as the 33rd healthiest in the country, and although this position is below the national average, it is a possitive accomplishment for the state of New Mexico. After being ranked as one the bottom 10 states throughout the 90’s, New Mexico has managed to raise and improve its health status since.

What does New Mexico have to do to continue its achievements in healthiness? Right now, the most important issue this state faces is accessible Health Insurance coverage for its residents. There is a lot of hope for this state in the near future, as there aren’t many states that have shown as much improvement as this one has in the past years.

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Insurance and Department of Health Information

New Mexico Division of Insurance
Mailing address:
P.O. Box 1269
Santa Fe, NM 87504-1269
Phone: (855) 427-5674

New Mexico Health Department
1190 South Saint Francis Drive
Santa Fe, NM 87502
Phone: (505) 827-2613