New York Health Insurance

The New York health insurance landscape includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP. offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.

New York and the Affordable Care Act

When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, New York elected to set up its own state marketplace, also known as a health insurance exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.

Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at For those who qualify for financial assistance, will connect them to the right exchange to complete their enrollment.

The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.

Medicaid expansion in New York

New York is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.

New York CHIP

New York Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.

Get free quotes on New York health insurance plans from leading companies, and apply for health care coverage directly online.

Health Information

New York is a state that, over the past twenty years, has been consistently working on increasing the overall healthiness of its residents. This year, the United Health Foundation has ranked this state as the 14th healthiest state in the country. This is New York’s peak position in more than 20 years, which is a great indicator of the increasing sense of healthiness this state is offering to its residents.

With one of the country’s strongest public health funding and one of the best percentages of immunization coverage, this state has managed to work out a lot of his health issues and now offers a very adequate and ready primary care system. Despite a slight progress in the percentage of the residents unprotected across the state, this percentage is still below the national average. If New York continues to work around their work issues as it has for the past 20 years, this state can become a permanent part of the healthiest states in the country.

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Insurance and Department of Health Information

New York Insurance Department
25 Beaver Street
New York, NY 10004
Phone Number (800) 342-3736

New York Department of Health
Corning Tower
Empire State Plaza,
Albany, NY 12237
Public Health Duty Officer Helpline 1-866-881-2809