South Carolina Health Insurance

South Carolina Health Insurance

The Affordable Care Act changed South Carolina’s health insurance landscape and created more coverage options for individuals and families living in the state.

There are many healthcare benefits options for state residents. Plans that qualify as ACA-compliant minimum essential coverage can be found on and away from the state’s exchange, obtained through an employer or enrolled in via public programs such as Medicaid and CHIP.

South Carolina and the Affordable Care Act

When the Affordable Care Act took effect, South Carolina defaulted to a federally facilitated health insurance exchange. Those who buy a health plan from state’s insurance marketplace may qualify for income-based financial assistance that includes premium tax credits and cost-sharing subsidies.

Those who do not qualify for financial assistance may decide to buy healthcare benefits from the private marketplace. Plans in the private marketplace may differ from those on the public exchanges. provides health insurance quotes for Obamacare major medical plans, as well as other health benefits plans that include short term health, supplemental health, dental and Medicare supplement.

South Carolina employers with 50 or fewer full-time employees can offer health insurance through the state’s federally facilitated Small Business Health Options Program (SHOP).

Medicaid expansion in South Carolina

Many states expanded Medicaid to single, low-income adults in 2014. However, South Carolina has not expanded its Medicaid program.

Low-income individuals and families must meet Medicaid eligibility criteria set by the state and can apply for Medicaid through the federally facilitated exchange. More information about South Carolina Medicaid may be found at the South Carolina Department of Health and Human Services.

South Carolina CHIP

South Carolina’s CHIP (Children’s Health Insurance Program) coverage is known as Healthy Connections. Eligibility and enrollment information can be found at the South Carolina Department of Health and Human Services.


Health Information

South Carolina has maintain an overall state health status in the 40s for half a decade. Despite being the 48th healthiest state in the Country in America’s Health Rankings in 2008, South Carolina did manage to crawl to a higher ranking of 42nd in 2014.

While the state has improved its amount of public health funding per capita in 2009, the percentage of residents in the state lacking Health Insurance coverage has increased consistently for the past five years (16% of the residents are lacking health insurance in 2008. South Carolina has to amend the health care within the state, so that it reaches out to more residents, and is more competent to those using it as well. As long as this state can manage to do so, its health status can become better.


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Insurance and Department of Health Information

South Carolina Department of Insurance
Mailing address:
PO Box 100105
Columbia, SC 29202
Office address:
1201 Main Street, Suite 1000
Columbia, SC 29201
Phone: (803) 737-6160

South Carolina Department of Health and Environmental Control
2600 Bull Street
Columbia, SC 29201
Phone: (803) 898-3432