West Virginia Health Insurance

West Virginia has an average coverage percentage of Health Insurance across the state, with 86.2% of residents having Health Insurance Coverage. This is a great indicator for the state, which has managed to decrease consistently the percentage of residents lacking health insurance for the past couple of years. Still, with 13.8% of residents unprotected across the state, the state needs to continue working as hard as it has to ensure this percentage continues to decrease in a near future.

The percentage of employers offering health insurance to employees is slightly low, with only 49% percent of employers offering health benefits. This percentage, which has lowered for the past five years, needs to be watched carefully so it doesn’t jeopardize West Virginia’s Health Insurance coverage. About 77.6% of workers take the Health Insurance plans offered by their employers, which is a good indicator that this measure is important for West Virginians and should remain stimulated.

This state is helped by the fact that its Public Health Funding is one of the best in the nation (the 7th highest, with $121 per capita being spent in Public Health). This allows, among other thing, for West Virginians to have an average rate of primary care physicians (106.2 for every 100,000 residents). Health Care is somewhat inefficient in this state, with a very high rate of unnecessary hospitalizations. The percentage of the West Virginia population that could get medical care when needed is barely 82.9%, and what is alarming is that this percentage is lower than the percentage of residents Insured. Federally Qualified Health Centers are available within the state, and a big help to residents under the 200% FPL, as they attend almost half of these residents in West Virginia.

If you’re in West Virginia and you need to find a Health Insurance Plan that fits you and the ones you love, we recommend visiting the site of the Office of the Insurance Commissioner in West Virginia. They are the ones in charge providing assistance to West Virginia citizens who have questions or problems involving health insurance. You can also check in this site that the companies you’re looking at are licensed to do business in West Virginia.

Health Information

In 2008, the United Health Foundation has ranked West Virginia as the 39th healthiest state in the country, and it has slipped to 44th healthiest state as of 2014. Some of the key issues that attributed to the decrease in overall healthiness were smoking, drug deaths and obesity.

Despite the strong public health funding, Healthcare needs to be more adequate and accessible to residents of West Virginia.

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Health Insurance Quotes

In order to save on health insurance in West Virginia and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of West Virginia health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in West Virginia.

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Insurance and Department of Health Information

West Virginia Offices of the Insurance Commissioner
Mailing Address:
PO Box 50540
Charleston, WV 25305-0540
Physical Address:
1124 Smith St.
Charleston, WV 25301
Phone: (304) 558-3386

West Virginia Department of Health & Human Resources
State Capitol Complex
Building 3 Room 206
Charleston, WV 25305
(304) 558-0684