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  • West Virginia Health Insurance

    West Virginia has an average coverage percentage of Health Insurance across the state, with 86.2% of residents having Health Insurance Coverage. This is a great indicator for the state, which has managed to decrease consistently the percentage of residents lacking health insurance for the past couple of years. Still, with 13.8% of residents unprotected across the state, the state needs to continue working as hard as it has to ensure this percentage continues to decrease in a near future.

    The percentage of employers offering health insurance to employees is slightly low, with only 49% percent of employers offering health benefits. This percentage, which has lowered for the past five years, needs to be watched carefully so it doesn’t jeopardize West Virginia’s Health Insurance coverage. About 77.6% of workers take the Health Insurance plans offered by their employers, which is a good indicator that this measure is important for West Virginians and should remain stimulated.

    This state is helped by the fact that its Public Health Funding is one of the best in the nation (the 7th highest, with $121 per capita being spent in Public Health). This allows, among other thing, for West Virginians to have an average rate of primary care physicians (106.2 for every 100,000 residents). Health Care is somewhat inefficient in this state, with a very high rate of unnecessary hospitalizations. The percentage of the West Virginia population that could get medical care when needed is barely 82.9%, and what is alarming is that this percentage is lower than the percentage of residents Insured. Federally Qualified Health Centers are available within the state, and a big help to residents under the 200% FPL, as they attend almost half of these residents in West Virginia.

    If you’re in West Virginia and you need to find a Health Insurance Plan that fits you and the ones you love, we recommend visiting the site of the Office of the Insurance Commissioner in West Virginia. They are the ones in charge providing assistance to West Virginia citizens who have questions or problems involving health insurance. You can also check in this site that the companies you’re looking at are licensed to do business in West Virginia.

    Health Information:

    Health Ranking:  #39
    State Health Department Web Site:

    West Virginia has been working hard towards increasing its overall healthiness, and this year it has reached its highest ranking in the past twenty years. In 2008, the United Health Foundation has ranked West Virginia as the 39th healthiest state in the country. Some of the key issues that helped this state to increase its overall healthiness are the decrease in the percentage of residents lacking Health Insurance and the decrease in the occupational deaths rate and the incidence of infectious cases.

    Despite the strong public health funding (currently at $121 per person), Health Care needs to be more adequate and accessible to residents of West Virginia. Still, this is a state that works hard to be healthier, and this has started to pay off..

    Health Highlights

    • One of the best features of West Virginia is its strong public health funding at $121 per person.
    • The percentage of  binge drinkers across the state is the fifth lowest in the country, with only 10.5% of the residents being binge drinkers.
    • The violent crime rate in West Virginia is also low (and decreasing), at 275 offenses per 100,000 residents.
    • West Virginia has a low incidence of infectious disease at 9.5 cases per 100,000 population, and a low premature death rate (which although increased within the past year it still is below the national average).

    Health Weaknesses

    • The percentage of children living in poverty in West Virginia is very high, as almost one quarter of all children within the state live in poverty conditions.
    • Obesity is a big concern for this state, and although it lowered slightly within the past year, it's still the fifth highest percentage in the Country.
    • West Virginia has high levels of air pollution (3rd worst in the nation, at 15.5 micrograms of fine particulate per cubic meter).
    • The state has also the second highest prevalence of smoking in the country. Almost 27% of West Virginians are smokers.
    • Residents experience many poor mental and physical health days per month at 4.2 days and 5.1 days, respectively in the previous 30 days.
    • West Virginia has the second highest rate of unnecessary hospitalizations in the country with 114.4 discharges per 1,000 Medicare enrollees.

    West Virginia Health Insurance Quotes

    In order to save on health insurance in West Virginia and find the best match for your personal coverage needs, you need more information than any one health insurance company can provide. You need to be able to review quotes from a broad range of West Virginia health insurance companies and see how their plan rates and benefits stack up. That is why we enable you to choose from a broad range of insurance companies and health insurance plans available in West Virginia.

    West Virginia Health Insurance News

    As a resident of West Virginia, it’s always important to be informed of the latest events and news regarding Health Insurance in your state. Here are some of the latest headlines that mention Health Care and Health Insurance related topics for West Virginia:

    West Virginia Insurance and Department of Health Information

    If you have any additional questions or need special assistance, feel free to visit or contact West Virginia’s Offices of the Insurance Commissioner and Department of Health & Human Services directly:

    West Virginia Offices of the Insurance Commissioner
    Mailing Address:
    PO Box 50540
    Charleston, WV 25305-0540
    Physical Address:
    1124 Smith St.
    Charleston, WV 25301
    Phone: (304) 558-3386

    West Virginia Department of Health & Human Resources
    State Capitol Complex
    Building 3 Room 206
    Charleston, WV 25305
    (304) 558-0684