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Health Insurance Open Enrollment For 2020

The time to purchase a new health insurance plan for 2020 is almost here. Depending on the state in which you live, there will be many options for you to consider. Open enrollment begins November 1, 2019, and runs through December 15, 2019. In order to have coverage on January 1, 2020, you must either…

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Why Cheap Health Insurance Isn’t Better Insurance

Purchasing the ideal healthcare plan for you and your family comes down to not only calculating your monthly budget, but being able to realistically look at your projected medical needs for the next year. For individuals that are eligible for cost assistance on their health plan in the form of a tax subsidy, getting coverage…

Read more Why Cheap Health Insurance Isn’t Better Insurance

How to Pay Less for Healthcare Before You Meet Your Deductible

Study after study has revealed that one of the top concerns Americans have is paying for healthcare. And for good reason. While wages have risen a modest 10% since 2010, healthcare deductibles have risen 67% in the same time period for American workers. Instead of skipping treatment because the first $2,000, $4,000 or $10,000 of…

Read more How to Pay Less for Healthcare Before You Meet Your Deductible

Why Health Insurance is Important

Getting hurt or sick isn’t something a person wants to happen, but unexpected medical events do occur. Having a health insurance plan helps pay for some of those unexpected costs, and provides financial protection against ongoing large medical bills. Here are some of the advantages of health insurance: With the passing of the Affordable Care…

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Qualifying Life Events That Allow You to Buy Health Insurance

News Flash: The health insurance landscape has changed. Individuals who once could buy health insurance whenever they wanted are now forced to act like traditional company employees, and only enroll in a health insurance plan during an annual open enrollment period. However, life can throw curve balls, and leave an individual without health insurance outside…

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Health Insurance Facts: Tax Subsidy and Tax Penalty

The Affordable Care Act ushered in a new level of benefits and complexity for individuals and families that purchase their own health insurance. On the positive side, anyone who falls between 100%-400% of the Federal Poverty Level (a family of four that makes between roughly $23,000 and $95,000 on average, depending on their state of…

Read more Health Insurance Facts: Tax Subsidy and Tax Penalty

What is The Affordable Care Act?

When you hear the term “ACA”, it’s the same thing as Obamacare. This healthcare law is still relevant today and affects you in many ways. The Affordable Care Act (ACA) has been around for several years, but it’s still a hot topic among political circles and everyday Americans. You may wonder what was the purpose…

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