Colorado Health Insurance

The landscape of health insurance in Colorado health insurance exchange includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.

HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.

Colorado and the Affordable Care Act

When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Colorado elected to establish its own state exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.

Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.

The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.

Medicaid expansion in Colorado

Colorado is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state. 

Colorado CHIP

Colorado Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.

Get free quotes on Colorado health insurance plans from leading companies, and apply for health care coverage directly online.

Health Information

When it comes to Health, Colorado is a great state to live. It’s above the national average (it was ranked as the 8th healthiest state by America’s Health Rankings in 2014). This is a state that has been within the country’s top 20 states for the past couple of years, so they are definitely doing things right.

Two of the key factors behind the success of Colorado’s Health System is the increase in Government funding behind it, and the preventive health measures and overall healthy lifestyle of the Colorado residents. People in Colorado tend to feel healthier with time, which is often the result of a healthy lifestyle and adequate preventive health measures.

Colorado has been working hard for the past years and has a great reputation when it comes to their resident’s health. It is overall, a very healthy state, above the national averages.

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Insurance and Department of Health Information

Colorado Division of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: (303) 894-7499
Website