Connecticut Health Insurance

The landscape of health insurance in Connecticut health insurance exchange includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.

HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.

Connecticut and the Affordable Care Act

When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Connecticut elected to establish its own state exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.

Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.

The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.

Medicaid expansion in Connecticut

Connecticut is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.

Connecticut CHIP

Connecticut Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.

Get free quotes on Connecticut health insurance plans from leading companies, and apply for health care coverage directly online.

Health Information

Connecticut has been one of the leading and most healthy states for the past fifteen years, ranking always within the nation’s top ten healthiest states. Despite losing two spots in America’s Health Rankings, this state was dubbed in 2014 as the 4th healthiest state in America. Connecticut knows what to do when it comes to its residents’ health and is capable not only of offering adequate Health Care, but also accessible and efficient Health Care for its citizens.

One of the biggest keys for the success of this state when it comes to health is the careful care of overall health aspects. Not only this state works hard to offer Health Insurance coverage to most of its residents, but also works on helping its people maintain a healthy lifestyle and to have preventive health measures, that allow them to stay healthier and feel healthier with time.

There is always room to improve, but when things go as smoothly as they do in this state, in terms of health, you can’t ask for more as you are getting already some of the best health care in the United States.

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Insurance and Department of Health Information

Connecticut Insurance Department
Consumer Affairs Division

PO Box 816
Hartford, CT 06142-0816
Phone: (860) 297-3800
http://www.ct.gov/cid/site/

Connecticut Department of Public Health
410 Capitol Avenue
Hartford, CT 06134
Phone: (860) 509-8000
http://www.ct.gov/dph/