Georgia Health Insurance

Georgia’s health insurance landscape is changing under the Affordable Care Act. As a state with historically high percentages of uninsured individuals, it is seeing improvements.

Health insurance options available to people living in Georgia include job-based coverage, plans sold through the state’s federally facilitated exchange, public programs such as Medicaid and CHIP, and private marketplace plans. HealthCare.org offers ACA-compliant health insurance plans in both the on-exchange marketplace and on private, off-exchange marketplaces.

Georgia and the Affordable Care Act

When the Affordable Care Act’s key provisions took effect and 2014 open enrollment began, the state defaulted to a federally facilitated exchange. Georgians who buy their own health insurance coverage can shop for subsidy-eligible plans through the health insurance marketplace.

Those who do not qualify for income-based financial assistance (i.e., premium tax credits and cost-sharing reductions) might explore their coverage options in the private marketplace. HealthCare.org provides Georgia health insurance quotes for ACA-compliant health plans as well as additional coverage that includes short term health plans, dental insurance plans, supplemental health plans, and Medicare supplement plans.

Employers with 50 or fewer full-time employees can offer healthcare benefits through the federal Small Business Health Options Program (SHOP) and may qualify for tax credits when they do.

Medicaid expansion in Georgia

Georgia is among the states that have not expanded Medicaid to single, low-income adults ages 19 to 64. Learn more about Medicaid and eligibility requirements.

Georgia CHIP

In Georgia, the Children’s Health Insurance Program is called PeachCare for Kids. This program provides comprehensive healthcare to eligible children. More information about PeachCare for Kids is available at http://dch.georgia.gov/peachcare-kids.

 

Health Information

Having a high incidence of residents that lack Health Insurance coverage is one of the factors that push Georgia back into the bottom states in the country when it comes to health issues. Within the U.S., this state is the 38th healthiest state.

Some of the biggest reasons and causes that push this state towards the bottom of the ranking are the big geographical disparity within the state, combined with the fact that there are not enough physicians per 100,000. Not only it’s difficult to ensure proper health care in this state, as there are not enough physicians, but it’s also hard to provide accessible health care with such a high geographical disparity and incidence of residents lacking health insurance coverage.

What can be done to improve the health status of Georgia and its residents? Preventive health care needs to be implemented among the people of this state, and Accessibility needs to be improved to ensure that, in case Health Care is needed, it’s not only available, but also efficient.

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Insurance and Department of Health Information

Georgia Insurance and Safety Fire Commissioner
Two Martin Luther King, Jr. Drive
West Tower, Suite 704
Atlanta, Georgia 30334
Phone: (800) 656-2298
http://www.oci.ga.gov

Georgia Division of Public Health
Two Peachtree Street, NW
Atlanta, GA 30303-3186
Phone: (404) 657-2700
http://dph.georgia.gov