Georgia’s health insurance landscape is changing under the Affordable Care Act. As a state with historically high percentages of uninsured individuals, it is seeing improvements.
Health insurance options available to people living in Georgia include job-based coverage, plans sold through the state’s federally facilitated exchange, public programs such as Medicaid and CHIP, and private marketplace plans. HealthCare.org offers ACA-compliant health insurance plans in both the on-exchange marketplace and on private, off-exchange marketplaces.
Georgia and the Affordable Care Act
When the Affordable Care Act’s key provisions took effect and 2014 open enrollment began, the state defaulted to a federally facilitated exchange. Georgians who buy their own health insurance coverage can shop for subsidy-eligible plans through the health insurance marketplace.
Those who do not qualify for income-based financial assistance (i.e., premium tax credits and cost-sharing reductions) might explore their coverage options in the private marketplace. HealthCare.org provides Georgia health insurance quotes for ACA-compliant health plans as well as additional coverage that includes short term health plans, dental insurance plans, supplemental health plans, and Medicare supplement plans.
Employers with 50 or fewer full-time employees can offer healthcare benefits through the federal Small Business Health Options Program (SHOP) and may qualify for tax credits when they do.
Medicaid expansion in Georgia
Georgia is among the states that have not expanded Medicaid to single, low-income adults ages 19 to 64. Learn more about Medicaid and eligibility requirements.
In Georgia, the Children’s Health Insurance Program is called PeachCare for Kids. This program provides comprehensive healthcare to eligible children. More information about PeachCare for Kids is available at http://dch.georgia.gov/peachcare-kids.