Kansas’ health insurance marketplace includes several options for individuals and families. As a result of the Affordable Care Act, there are many ways for Kansans who don’t have access to job-based health insurance coverage to buy health benefits that qualify as minimum essential coverage.
Kansans can buy health insurance plans from the state’s federally facilitated exchange, apply for benefits through public programs such as Medicaid and CHIP, or enroll in ACA-compliant coverage through the private marketplace using websites like HealthCare.org.
Kansas and the Affordable Care Act
When the Affordable Care Act’s first open enrollment period began Oct. 1, 2013, Kansas defaulted to a federally facilitated health insurance exchange. People living in the state can buy healthcare benefits through the federal Health Insurance Marketplace. Only plans purchased through the Marketplace qualify for premium tax credits and cost-sharing reductions.
Kansans who do not qualify for Obamacare subsidies may want to explore the plan options available to them in the private marketplace. Health insurance quotes are available at HealthCare.org, including off-exchange plans that qualify as minimum essential coverage, dental plans, short term health insurance, supplemental health plans and Medicare supplement plans.
Employers with 50 or fewer full-time employees can offer health insurance through the federal Small Business Health Options Program (SHOP).
Medicaid expansion in Kansas
Kansas has not yet expanded Medicaid to single, low-income adults. Eligibility criteria is set by the state, and more information about Medicaid can be found at the state’s Medicaid website.
Kansas’ Children’s Health Insurance Program, helps low-income children gain access to health insurance. More information is available at http://www.kdheks.gov/hcf/Medicaid/about.html.