Maryland Health Insurance

While Maryland has historically had a low percentage of uninsured individuals, it is among the states that saw the greatest reduction percentage of uninsured from 2013 to 2014 when Obamacare’s key provisions took effect and subsidies became available.

Maryland is among the states that both operates its own state-based Obamacare exchange and expanded Medicaid. The state’s health insurance landscape also includes ACA-compliant individual and family health insurance plans sold in the private marketplace, such as those available through HealthCare.org.

Maryland and the Affordable Care Act

Maryland Health Connection is the state-based Health Insurance Marketplace. When individuals and families obtain coverage through this exchange, they may qualify for income-based financial assistance in the form of premium tax credits and cost-sharing subsidies.

Those who are not eligible for tax credits and subsidies may explore ACA-compliant health plans available in the private marketplace. Health insurance quotes are available at HealthCare.org, where consumers can also buy short term health insurance, supplemental health insurance, dental insurance and Medicare supplement plans.

Maryland employers with 50 or fewer full-time employees can offer healthcare benefits through its Small Business Health Options Program (SHOP) and may be eligible for tax credits to help pay employee premium costs.

Medicaid expansion in Maryland

Maryland has expanded Medicaid to single, low-income adults ages 19 to 64 that earn up to 138 percent of the federal poverty level. More information about Medicaid is available at https://www.marylandhealthconnection.gov/en/medicaid-basics-benefits/.

Maryland CHIP

The Maryland Children’s Health Insurance Program provides health insurance benefits to eligible children up to age 19.

Health Information

The United Health Foundation ranked Maryland in 2014 as the 16th healthiest state in the US. This state has been making great improvement when it comes to its health within the past five years. Some of the decisive factors that have helped Maryland this year to be right in the middle of the list (you could say it’s a middle-point, when compared to the rest of the country) .The state’s work to raise the percentage of immunization coverage for its children and decrease in the violent crime rate have helped the state in 2008.

Right now, Maryland is a good please to live in terms of Health. Health Care is accessible and efficient, and obtaining Health Insurance is not as complicated as it is in other states of the US. If this state is able keep the good health habits they currently are enforcing and watch out for possible health issues (such as lowering the percentage of obese residents, and keeping the incidence of cardiovascular and cancer-related death low). Overall, Maryland is a healthy place to live.

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Insurance and Department of Health Information

Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
Phone: (800) 492-6116
http://www.mdinsurance.state.md.us

Maryland Department of Health and Mental Hygiene
201 West Preston Street
Baltimore, MD 21201
Phone: (877) 463-3464
http://dhmh.maryland.gov