Nevada Health Insurance

The landscape of health insurance in Nevada includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.

HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.

Nevada and the Affordable Care Act

When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Nevada elected to participate in the federal marketplace, also known as the federal exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.

Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.

The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.

Medicaid expansion in Nevada

Nevada is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.

Nevada CHIP

Nevada Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.

Get free quotes on Nevada health insurance plans from leading companies, and apply for health care coverage directly online.

Health Information

Nevada was dubbed in 2014 as the 39th healthiest state in the country. The ranking, made by the United Health Foundation, measures several health indicators and compares them across the country. A low ranking for Nevada means that many of the health indicators measured within the state are below the national average, and need to be looked upon if the state wishes to offer its residents a healthier environment.

There are definitely many things to be worked on in Nevada, when it comes to health. Key issues such as offering residents more options when it comes to Health Insurance Coverage, and ensuring that the public health funding is increased by the government need to be demanded by the Nevada Residents, so health care can improve when it comes to accessibility, adequacy, and quality.

... Read More ... Show Less

Insurance and Department of Health Information

Nevada Division of Insurance
1818 East College Parkway
Suite 103
Carson City, NV 89701
Phone: (888) 872-3234
http://doi.nv.gov/

Governor’s Office for Consumer Health Assistance
555 E. Washington Ave
Suite 4800
Las Vegas, NV 89101
Phone: 1-888-333-159
http://dhhs.nv.gov/Programs/CHA/