New Jersey’s health insurance marketplace has expanded and transformed under the Affordable Care Act. The health insurance landscape in New Jersey now includes job-based healthcare benefits, public health insurance programs for people of all ages and family sizes, subsidized coverage through the state’s Obamacare exchange, and ACA-compliant health plans sold in the private marketplace.
HealthCare.org offers health insurance quotes for individuals and families. Available coverage includes ACA-compliant major medical insurance plans, short term health insurance, supplemental health insurance, dental insurance and Medicare supplement plans.
New Jersey and the Affordable Care Act
New Jersey is among the states with a federally facilitated health insurance exchange. People living in New Jersey who want to shop for Obamacare plans that qualify for premium tax credits and cost-sharing subsidies must buy coverage from the federal health insurance marketplace.
New Jerseyans who do not qualify for income-based financial assistance through the Health Insurance Exchange may want to shop for ACA-compliant coverage in the private marketplace. HealthCare.org may offer plan and network selections that differ from the Health Insurance Marketplace, which can give individuals and families a broader range of health benefits to choose form.
New Jersey employers with 50 or fewer full-time employees can offer healthcare benefits through the Small Business Health Options Program (SHOP).
Medicaid expansion in New Jersey
New Jersey has expanded its Medicaid program to single, low-income adults ages 19 to 64. Those who earn up to 138 percent of the federal poverty level may be eligible for Medicaid, which is called NJ FamilyCare.
New Jersey CHIP
New Jersey’s Children’s Health Insurance Program is called NJ FamilyCare. Information about NJ FamilyCare is available at http://www.njfamilycare.org/.