Under the Affordable Care Act, North Carolina’s residents have many health insurance options for individuals and families who buy their own coverage as well as small employer groups.
The health insurance landscape in North Carolina boasts a wide plan selection. Healthcare benefits may be purchased on and away from the state’s exchange, obtained through an employer or enrolled in via public programs such as Medicaid and CHIP.
Residents can use HealthCare.org to obtain health insurance quotes for Obamacare major medical insurance plans, short term health insurance, supplemental health insurance, dental insurance and Medicare supplement.
North Carolina and the Affordable Care Act
North Carolinians can buy ACA-compliant health insurance plans on and away from the state’s exchange, which is operated by the federal government. North Carolina’s federally facilitated marketplace offers a selection of health plans that qualify for income-based financial assistance including premium tax credits and cost-sharing subsidies.
Small employer groups with 50 or fewer full-time employees can offer health benefits through SHOP—the Small Business Health Options Program.
Medicaid expansion in North Carolina
North Carolina has not expanded its Medicaid program to single, low-income adults.
Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state and can find more information about application and eligibility at the North Carolina Medicaid website.
Uninsured children in North Carolina may be eligible for coverage through the Children’s Health Insurance Program known as CHIP.