Rhode Island Health Insurance

The Rhode Island health insurance landscape includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.

HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.

Rhode Island and the Affordable Care Act

When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Rhode Island elected to set up its own state exchange marketplace. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.

Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.

The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.

Medicaid expansion in Rhode Island

Rhode Island is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.

Rhode Island CHIP

Rhode Island Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.

Get free quotes on Rhode Island health insurance plans from leading companies, and apply for health care coverage directly online.

Health Information

Rhode Island is ranked as the 15th healthiest state in the country after slipping from the 11th spot in 2008. The ranking, made by the United Health Foundation, measures several health indicators within the state and compares them with the rest of the country. What does this position mean for Rhode Island? It means that, in terms of health, this state is a very good place to live. Rhode Island has managed to maintain a higher ranking thanks to the state’s increase in the percentage of immunizations and overall number of primary care physicians.

One of the most important indicators that allowed Rhode Island to maintain its position was the increase in public health funding. With almost $100 per person spend in public health across the state, accessible and ready primary care and one of the highest percentages of health insurance coverage in the country. Rhode Island is definitely one of the best states to live, as its overall healthiness is one of the best in the country.

... Read More ... Show Less

Insurance and Department of Health Information

Rhode Island Office of the Health Insurance Commissioner
1511 Pontiac Ave Bldg 69-1
Cranston, RI 02920
(855) 747-3224
http://www.ohic.ri.gov

Rhode Island Department of Health
3 Capitol Hill
Providence RI 02908
Phone: 1-800-942-7434
Out of state Number: 401-222-5960
http://www.health.ri.gov