South Carolina Health Insurance
The Affordable Care Act changed South Carolina’s health insurance landscape and created more coverage options for individuals and families living in the state.
There are many healthcare benefits options for state residents. Plans that qualify as ACA-compliant minimum essential coverage can be found on and away from the state’s exchange, obtained through an employer or enrolled in via public programs such as Medicaid and CHIP.
South Carolina and the Affordable Care Act
When the Affordable Care Act took effect, South Carolina defaulted to a federally facilitated health insurance exchange. Those who buy a health plan from state’s insurance marketplace may qualify for income-based financial assistance that includes premium tax credits and cost-sharing subsidies.
Those who do not qualify for financial assistance may decide to buy healthcare benefits from the private marketplace. Plans in the private marketplace may differ from those on the public exchanges. HealthCare.org provides health insurance quotes for Obamacare major medical plans, as well as other health benefits plans that include short term health, supplemental health, dental and Medicare supplement.
South Carolina employers with 50 or fewer full-time employees can offer health insurance through the state’s federally facilitated Small Business Health Options Program (SHOP).
Medicaid expansion in South Carolina
Many states expanded Medicaid to single, low-income adults in 2014. However, South Carolina has not expanded its Medicaid program.
Low-income individuals and families must meet Medicaid eligibility criteria set by the state and can apply for Medicaid through the federally facilitated exchange. More information about South Carolina Medicaid may be found at the South Carolina Department of Health and Human Services.
South Carolina CHIP
South Carolina’s CHIP (Children’s Health Insurance Program) coverage is known as Healthy Connections. Eligibility and enrollment information can be found at the South Carolina Department of Health and Human Services.