Washington state’s health insurance landscape includes many avenues through which individuals and families may buy healthcare insurance benefits. Residents without access to employer-sponsored coverage can shop for health plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
HealthCare.org also offers free quotes on Washington health insurance for Obamacare individual insurance plans, short term health insurance, small employer health plans and access to Medicaid information.
Washington and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Washington elected to participate in the federally facilitated marketplace. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
In Washington the Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits.
Medicaid expansion in Washington
Washington is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Washington residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
Washington Children’s Health Insurance Program, Apple Health for Kids, provides low-cost health insurance for eligible children. Information about Washington CHIP is available online.
Get free quotes on Washington health insurance plans from leading companies, and find health care plans in Washington and apply for health coverage directly online.