Wisconsin’s already low rate of uninsured has continued to decrease under the Affordable Care Act. When it comes to healthcare benefits, the state’s health insurance landscape includes many options for individuals and families, including Wisconsin’s health insurance exchange, Medicaid, children health insurance plans, employer SHOP plans, and websites such as HealthCare.org offering free quotes on both marketplace and private, off-exchange health insurance plans.
Wisconsin and the Affordable Care Act
The federal government operates Wisconsin’s Obamacare health insurance exchange. As such, residents that want to take advantage of premium tax credits and cost-sharing subsidies must enroll in coverage through the federal health insurance exchange.
There are additional ACA-compliant options in the private marketplace. Those who do not qualify Obamacare credits and subsidies can shop HealthCare.org, which provides free health insurance quotes for ACA-compliant health plans. Short term health, dental, supplemental health and Medicare supplement plans are also available at HealthCare.org.
Wisconsin employers with 50 or fewer full-time employees can offer healthcare benefits through the federal Small Business Health Options Program (SHOP) and may qualify for tax credits when they do.
Medicaid expansion in Wisconsin
Wisconsin has not expanded Medicaid to single, low-income adults ages 19 to 64. To learn more about Medicaid and other healthcare coverage options, visit https://www.dhs.wisconsin.gov/health-care-coverage/health-care-coverage.htm.
Wisconsin’s Children’s Health Insurance Program is called BadgerCare Plus. Information about CHIP is available at https://www.dhs.wisconsin.gov/badgercareplus/index.htm.