Terms of Use

Copyright, Legal Terms, Disclaimer, and Licensing

Acceptance of Terms

IMPORTANT! PLEASE READ CAREFULLY. THIS IS A CONTRACT. BY USING THIS WEB SITE, YOU ACCEPT ALL TERMS AND CONDITIONS OF THIS AGREEMENT. YOUR ACCESS AND USE OF THE WEB SITE CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. If you disagree with any of the terms that follow, or do not agree to be bound by all such terms, do not use this site or any of its related services. HealthCare.com, the owner and operator of HealthCare.org, may revise and update these terms and conditions and other guidelines and rules posted on the HealthCare.org website (“Website”) at any time in its sole discretion. Your continued access or use of the Website constitutes your acceptance of the changes. Your access and use of the Website will be subject to the most current version of the terms and conditions, rules and guidelines posted on the Website at the time of such use.

Your Use of the Services

In order to use the Services, you must be at least 18 years of age. In consideration of your use of the Services, you agree to provide true, accurate and current information about yourself as prompted by the required registration and application forms. If any information you provide is untrue, inaccurate or not current, or if HealthCare.com, Inc. (“HealthCare.org,” “our,” “us,” or “we”) has reasonable grounds to suspect that such information is untrue, inaccurate or not current, HealthCare.com, Inc., at its sole discretion, has the right to refuse all current or future access to the Content and use of the Services or suspend any portion thereof. Further, you agree that HealthCare.com, Inc. will not be liable to you or any third party if HealthCare.com, Inc. terminates your access to the Services or Content for any reason.


HealthCare.org is a service mark of HealthCare.com, Inc. Other service names or marks presented on this site are service marks of HealthCare.com, Inc., except for those of insurance carriers, brokers, agents, industry organizations, service providers and educational institutions, which are service marks of their respective entities. The names, trademarks, service marks and logos of HealthCare.com, Inc. and any of the insurance companies represented by HealthCare.com, Inc. may not be used in any advertising or publicity, or otherwise to indicate the our sponsorship of or affiliation with any product or service, without HealthCare.com’ prior express written permission. The content presented on HealthCare.org is that of HealthCare.com, Inc, and not necessarily that of the participating insurance carriers. The content presented by an insurance carrier, brokers, agents, industry organizations, service providers and educational institutions, is solely that of the respective entity providing the content.

Disclaimer, No Warranty, Limited Liability

The content of the Website is provided for informational purposes only. No content of the Website, including the content of its advice forum, blogs, or postings is intended to constitute or be a substitute for professional advice, whether legal, medical, financial or otherwise. You should always seek the advice of a physician, attorney, or other qualified professionals with any questions you may have regarding insurance laws, medical conditions, treatment options or any other questions related to insurance coverage, medical, health or legal matters. There can be no assurances that the information provided on this Website, including information provided in the forums, blogs or postings, is accurate or up-to-date. HealthCare.org is a web site where consumers and small businesses can research various health insurance choices and health insurance companies. HealthCare.com, Inc., the registered owner of the website, does not recommend or endorse any specific health insurance company and does not provide advice on which insurer to select or which products to buy. Notwithstanding any language to the contrary, nothing contained herein constitutes or is intended to constitute an offer, inducement, promise, or contract of any kind. HealthCare.org is not responsible or liable for any consequences relating directly or indirectly to any action or inaction you take based on the information provided on the Website. The Website and contents therein are provided by HealthCare.org “AS IS” without warranty of any kind, either express, implied, statutory or otherwise, including, but not limited to, the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, HealthCare.org makes no representations or warranties about the accuracy, reliability, completeness, currentness, or timeliness of the content provided on the Website. Any links to other web sites are provided as a courtesy. They are not intended to nor do they constitute an endorsement by HealthCare.com of the linked materials. DO NOT CANCEL ANY EXISTING HEALTH INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Links to the Web Site

You may not establish a hypertext “link” to the Web Site and/or distribute, modify or re-use the text or graphics of the Web Site unless you obtain prior express written permission from HealthCare.com, Inc. allowing you to do so.

Third Party Content

HealthCare.com, Inc. is a distributor with regard to Third Party Content on the Web Site. HealthCare.com, Inc. has no editorial control over such Third Party Content. Therefore, any opinions, statements, services, or other information expressed or made available by third parties on the Web Site are those of the Third Party Content Providers. HealthCare.com, Inc. does not represent or endorse the accuracy or reliability of any opinion, statement or other information provided by any third party.

Links to Third Party Sites

This site contains links to sites that are controlled by third parties. Those linked sites are not under the control of HealthCare.com, Inc., and HealthCare.com, Inc. is not responsible for the contents of any linked site or any link contained in a linked site. HealthCare.com, Inc. is providing those links to you only as a convenience, and the inclusion of any link does not imply endorsement by HealthCare.com, Inc. of any linked site or constitute any warranty by HealthCare.com, Inc. of any linked site or any items contained on such site. HealthCare.org also displays links to paid advertisers on several pages. These paid advertiser listings are considered links to third party sites and them the limitations apply to these paid advertiser’s links.